Kids Making Money

Family April 30th, 2015

Most of my ancestors and relatives worked for someone else to make a living. So did I, in my main career as a Software Development Manager. Successful entrepreneurship was not demonstrated in my family, so I had no frame of reference to know that it was a normal activity. Yet making it big in one lifetime, like Bill Gates or Steve Jobs usually requires building a successful company. Continue reading Kids Making Money at Family Money Values.

How Close to the Edge Can You Get

Money management March 19th, 2015

I think about homelessness a lot more than your average middle-class partnered person might.

We’re living my financial high point right now, why can I still taste tomatoey canned sardines and rice porridge thinned with water to stretch? True, the flip side might be that it’s all downhill from here but it’s also true that I’ve not been a slim paycheck away from Final Warning-stamped bills, rent going overdue, and making just the interest on the credit card bills for almost a decade now. Prosperity, not poverty, should be the reflex.

Continue reading How Close to the Edge Can You Get at A Gai Shan Life.

10 Green Habits of Thrifty People

Frugality February 19th, 2015

Do you consider yourself a thrifty person? You may or may not even realize that many of your thrifty habits are actually “green” and good for the environment. Or perhaps, you are interested in becoming more green and thrifty at the same time and are looking for a place to start, well, here is how green thrifty types do it. Continue reading 10 Green Habits of Thrifty People at Northern Cheapskate.

Funding the Next Generation via Christmas Gifting

Family January 2nd, 2015

We gave our grandson his first gift of stock two years ago for Christmas. We opted for a physical share of stock from the maker of his favorite games. The only place I could find at the time to get actual paper certificates was a site called One Share. Continue reading Funding the Next Generation via Christmas Gifting at Wealth Informatics.

3 Ways to Wean Yourself Off of Television

Family December 24th, 2014

Over and over again I hear the same thing:

People claiming they don’t have time to do something important, like work out, make extra money, or any other important cornerstone of life like building meaningful relationships. But more often than not, that same person spends at least a half hour if not more time in front of the television each day.

Continue reading 3 Ways to Wean Yourself Off of Television at Prairie Eco-Thrifter.

Organization Central

Decluttering/Organizing November 29th, 2014

All our “we should, someday” projects are coming home to roost.

Personally, and this approach with my clothes is all too often to my detriment, I usually wait til things are worn to a literal thread before replacing them. The Curse of the Broken Pants still holds because of this: every time I start a new job, I break another pair of pants. (Pretty sure it’s hilarious when it’s not happening to you.)

Continue reading Organization Central at A Gai Shan Life.

Preparing Your Wallet for the Holidays

Budgeting October 28th, 2014

Yup, it’s that time of year again: time to prepare your wallet for the annual holiday drain. (Sorry, that didn’t sound very cheery.) Really though, it’s the time of year when decorating for the holidays, hosting and attending parties, cooking big meals, and gift giving kicks off. While those can all be super fun, they can also be a hit on your wallet if you’re not careful.

Prepare now, and you’ll stay in good shape financially while still having a great holiday season.

The basics are:

  • Plan ahead (using last years expenses and activities as a guideline and reminder
  • Say no when necessary (or when you just plain want to!)
  • Budget based on what you want to do and can afford
  • Build in a little wiggle-room for overlooked expenses, and note them down for next year
  • Don’t feel obligated. (Not every event or person in your life requires a gift.)
  • Take advantage of discounts, coupons, and free shipping/offers for things you intended to buy anyway.

Keep those in mind, and you’ll give your wallet a break.